There are a number of people who do not have access to banking services for a number of reasons. Not having access to a checking account can be a real pain especially in this economy. You either have to pay all of your bills by a money order or use a prepaid debit card. Those should not be the only options that you have. For those that are having difficulty getting access to banking services, there is a company offering banking services to everyone. The company is Second Chance Checking. [Read more...]
Everybody knows that interest rates are as low as they have been in a very long time. The low interest rate environment is causing a lot of pain for people that own bonds and savings accounts because the payouts are so long. You would barely get over 3% on a 10 year government Treasury bond right now. A savings account has rates that are well below 1%. This is bad news for people that are looking to earn higher returns on their money but it is good news to people with debt. [Read more...]
If you do not have a good credit score today then you are going to have a seriously hard time getting access to credit. The importance of having a good credit score is worth its weight in gold. A good credit score brings a lot of advantages with it that can make your financial life a whole lot easier. Let’s take a look at a few of the benefits that a good score brings with it. [Read more...]
There is an enormous amount of difference between a bad debit card and a prepaid card. Prepaid debit cards are only as good as the company that issues them. I have seen some really cheap debit cards that charge only a buck or two to load them and give customers access to regular banking services. Those are the only prepaid cards that I like because they do their job and do it well. [Read more...]
Some credit card companies have come up with a new tactic for luring customers into debt. The passage of Card Act has caused companies to disclose fees to credit card customers and cap interest rates being charged to customers. Credit card companies are now happy about the fact that they have to inform customers as to how long it will take to pay off their balances making the minimum payment only. That is why they have come up with a new strategy. What is the new approach? [Read more...]
Let me tell you about a problem that way too many people are having. The problem is credit card debt. You would be surprised at the number of Americans that have massive amounts of debt. Debt keeps them from enjoying their lives and from being able to do the things that they would like to do. Don’t let this happen to you. If you have taken on too much debt and your credit is in the dumps then it is time to start rebuilding it.
Credit repair help is one of those things that almost anyone can use. Sometimes you do not want to repair your credit yourself because you simply do not have the time. You may want to outsource all of your credit repair needs. One of the companies that can help you find the best credit repair services for you is GoLookOnline.com
There was a time that anyone trying to obtain a house, car, or credit card could do so with ease. Before 2008, banks were giving out loans to just about anyone regardless of their credit score. There were a lot of subprime loans made that enabled people with bad credit to get needed financing. Well, this is not the case anymore!
There is a new contender for the title of best secured credit card on the market. I recently discovered this card and I like it because it is really affordable for anyone that is looking to rebuild their credit.
A few bad decisions can quickly ruin your credit and cause your credit score to drop substantially. If you have seen your credit score take a dip over the past few years, you need to focus on rebuilding your credit score. There are a few ways that you can rebuild your credit and one of the most effective ways is with a credit repair service.